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Online Shopping Scams

Written & reviewed by Reuben Schultz, FounderLast updated 1 October 2026

Fake stores, social-media ads and texts borrow a well-known retailer's name to sell goods at impossible prices, give away vouchers and gift cards, warn that loyalty points are expiring, or claim a payment failed and an order is on hold. Marketplace listings and fake buyers add another layer. The goal is your card details, login or an upfront payment.

This guide explains how the scam works, the warning signs to watch for, and what to do if you've been caught out. Got a specific message in front of you? Check it now and get an instant verdict.

How this scam works

Scamwatch says shopping scammers set up fake websites and create fake profiles on real retailer sites, and can also post fake ads and fake reviews. The classic version is a store that looks like a retailer you know, reached through a social-media or search ad. The ACCC said in 2023 that these sites can use stolen logos, a '.com.au' domain name and a stolen Australian Business Number, and that scammers were paying for fake websites to appear at the top of search results. A 'closing-down', 'warehouse clearance' or 'fire sale' story explains the impossible prices; the ACCC says the item sometimes arrives but is fake, and other times nothing arrives at all. A second family hands you something. Woolworths says products on fake shopping sites are often advertised as heavily discounted or free, often after a short survey, with only a small shipping fee payable. Coles has warned about sponsored Google ads for a '$500 Coles gift card' and about messages asking customers to log in to claim 'Coles Rewards points' that are about to expire. The prize is bait; the survey, postage fee and login page collect your card details and password. A third family claims a problem with your order. Amazon describes 'order confirmation scams' as unexpected messages, often about an unauthorised purchase, that ask you to act urgently to confirm or cancel it. The same pattern appears as 'payment declined' or 'order on hold' messages in any retailer's name. Missed-delivery and redelivery-fee texts are covered under delivery scams. Marketplaces add buyer and seller versions: Scamwatch says scammers set up accounts as sellers on marketplaces such as Facebook, Gumtree and eBay. None of the polish proves a store is real: the ACCC says scammers can fake registration numbers and other identification, and a padlock only means the connection is encrypted. The safe move is to reach the retailer yourself and check any order, voucher or points balance inside your own account.

What the scam looks like

These composed examples show how the scam typically reads, with the tells that give each one away. Compare them against anything you've received.

Example scam social media messageExample only. Not a real message.

Sponsored post carrying a well-known retailer's logo: 'WAREHOUSE CLOSURE. Everything must go, up to 90% off appliances, electronics and furniture. Today only, free express shipping.' The button goes to retailer-closing-sale[.]example.

What gives it away:

  • The 'closing-down' story explains prices far below other sellers; Scamwatch lists significantly lower prices than usual as a warning sign
  • A paid ad doesn't show who is behind it: the ACCC says not to trust a site just because you have seen it advertised or shared on social media
  • The countdown and 'today only' wording are meant to stop you checking independent reviews or the real retailer first
Example scam emailExample only. Not a real message.

Subject: Payment declined, your order is on hold. We couldn't process payment for order ST-000000. Confirm your card details at order-payment-check[.]example within 12 hours or your order and account will be cancelled.

What gives it away:

  • It names an order you may not recognise; Amazon says only legitimate purchases appear in your order history, so check there or in the retailer's app
  • The 12-hour threat exists to stop you logging in and checking your real orders first
  • A genuine payment problem can be checked from your own account without handing card details to a link
Example scam text messageExample only. Not a real message.

Rewards: 4,200 points on your account expire tonight. Redeem them for a $100 voucher before midnight at points-redeem-now[.]example

What gives it away:

  • Coles has warned about messages asking people to log in to claim 'Coles Rewards points' that are about to expire; a real balance can be checked in the loyalty app, or on the program's own website typed in yourself
  • An expiry deadline paired with a voucher you didn't ask for is a pressure combination
  • The login page captures a password, which is why a different password for each shopping account matters

Who gets targeted, and when

Anyone who buys online, which is most households, and anyone selling secondhand goods on a marketplace. Bargain hunters after a big-ticket item such as a TV are easier to catch, because a steep discount is the attraction. Loyalty-program members get points and voucher texts, since a points balance feels like money already earned. Friends of anyone whose social-media account is hijacked are targeted too: the ACCC says compromised accounts are increasingly used to reach victims' personal networks, particularly on Facebook and Instagram.

These scams run all year, but sales periods give them cover, because a too-good-to-be-true offer looks more believable when genuine sales are on. In November 2025 the ACCC's Deputy Chair said scammers love Black Friday sales because shoppers are looking for bargains and the scammers rely on the urgency and pressure of a busy shopping period.

How to spot it

  • A price far below other sellers, which Scamwatch lists as a warning sign, usually explained by a 'closing-down' or 'clearance' story
  • A store reached through a social-media or search ad that you can't match to the retailer's own site; the ACCC said in 2023 that scammers pay for fake websites to appear at the top of search results
  • A prize, voucher, gift card or points balance you didn't earn, especially one needing a short survey, a share or like, or a small postage fee; Coles lists sharing or liking a Facebook post for gift cards or vouchers among the requests to be wary of
  • A 'payment declined', 'order on hold' or 'confirm your order' message that sends you to a link for your card details instead of your account, with a deadline such as 'expires tonight'; Coles says many scams specify timeframes to rush people before they have time to think
  • An unusual way to pay: Scamwatch lists money orders, pre-loaded cards, gift cards, Bitcoin or several different PayIDs, and a payee name that doesn't match who you think you're paying
  • A buyer or seller who wants to leave the platform, or a buyer who overpays and asks for the difference back; eBay says moving a deal off eBay means neither side is covered by its protection programs

What to do if you have been targeted

  1. Call your bank or card provider straight away and ask them to stop transactions or dispute the charge; the ACCC says time limits may apply to a card provider reversing a charge
  2. Keep screenshots of the ad, store and messages, plus receipts and order emails
  3. Change the password for that retailer, and anywhere else you reused it
  4. If you shared identity details such as your date of birth or licence, contact IDCARE (idcare.org) for free identity support
  5. Report the ad, listing or profile to the platform where you found it, and tell the retailer being impersonated
  6. Report the scam to Scamwatch (scamwatch.gov.au), and to ReportCyber (cyber.gov.au) if you lost money

Where to report it

  • Scamwatch — Report the scam to the ACCC's national scam service.
  • ReportCyber — Report cybercrime and financial loss to the police.
  • ACMA — Complain about scam texts and spam SMS, email or calls.
  • Forward to 7226 (SCAM) — Forward the scam SMS to short code 7226 so carriers can block the source.
  • IDCARE — Free identity and cyber support if your details were taken.

How to protect yourself

  • Reach the retailer through its app or an address you type yourself, not through an ad, text or email, and don't assume the first search result is the real website, as Scamwatch advises
  • Search for independent reviews on other sites before buying from a store you don't know; Scamwatch says not to rely on reviews written on the website itself
  • Pay in a way you can dispute: the ACCC says a card provider may reverse a charge in some situations if you didn't receive what you paid for, and that time limits may apply
  • Check any order, voucher or points balance inside the retailer's own app or account; eBay says that if it sent an email, a copy will appear in your eBay Messages, and Amazon says authentic emails from it are logged in its Message Centre
  • Treat a prize you didn't enter, or a free voucher with a fee attached, as a scam; Scamwatch says not to pay a fee to collect winnings or a prize
  • If a friend's account posts a deal or prize, check with them by phone or text instead, as the ACCC suggests
  • Use a different password for each shopping account, and forward scam texts to 7226 (spells SCAM), then delete them

Online Shopping Scams in 2026

The ACCC said in November 2025 that shopping scams were the most reported scam type involving financial loss so far that year, with reported losses of $8.6 million, up 19 per cent on the same period in 2024. Retailers now publish their own examples: Coles lists fake gift card ads, 'Coles Rewards points' texts and a fraudulent site referencing Coles Best Buys, and Woolworths describes fake shopping sites and apps. The most dependable check is inside your own account or app.

Related brands targeted by this scam

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Frequently asked questions

How can I tell if an online store is fake?

No single check settles it, so use several. Scamwatch lists items sold at significantly lower prices than usual, an unusual payment method, and reviews that are all positive or light on detail as warning signs. The ACCC warns that scammers can fake registration numbers and other identification, so a business number isn't proof. Search for independent reviews on other sites and reach the retailer through its app or an address you type.

I got a message saying my payment was declined and my order is on hold. Is it real?

It might be, but don't use the link or number in the message to find out. Open the retailer's app, or log in at an address you type yourself, and check your order history. Amazon says only legitimate purchases will appear in your order history, and eBay says that if it sent you an email, a copy will appear in your eBay Messages. If the order isn't there, treat the message as a scam.

Is a 'closing-down' or 90% off sale on social media ever real?

Retailers do run genuine sales, but an ad can't show you which kind you're looking at. The ACCC said in 2023 that you shouldn't trust a site just because you have seen it advertised or shared on social media. Go to the retailer's own site by typing the address or opening its app, and see whether the sale is there.

Is a gift card, voucher or 'loyalty points expiring' message from a big retailer a scam?

Treat it as one until you've checked in the retailer's own app or account. Coles has warned about fake $500 gift card ads and emails and about messages asking people to log in to claim 'Coles Rewards points'. Scamwatch says not to pay a fee to collect winnings or a prize. A real points balance or voucher can be checked without a link.

A buyer or seller wants to move the deal off eBay or Marketplace. Is that a problem?

It's a red flag. eBay says moving a purchase off eBay exposes both buyer and seller to the risk of fraud and means neither is covered by its protection programs. Scamwatch advises using the payment methods the platform recommends, keeping communication within the platform, checking that a PayID or bank-transfer name matches who you think you're paying, and inspecting big-ticket items in person first.

I paid a fake store. Can I get my money back, and who do I report it to?

Call your bank or card provider immediately. The ACCC says that in some situations a card provider may reverse a charge if you paid by credit card and didn't receive the product, and that time limits may apply. Scamwatch says many payments are now instant and it's unlikely you will get your money back from those. Report the scam to Scamwatch at scamwatch.gov.au, and to ReportCyber at cyber.gov.au if you lost money.

Scam message examples

Related scam types

Other scams hitting Australians right now — know the warning signs:

Sources

This guide is general information, not legal or financial advice — if you've lost money, contact your bank and the reporting channels above straight away.

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